We review the documents and explain procedural options for the compensation claim. The outcome depends on the circumstances.
Legal assistance with insurance claims
Consultation and complete case evaluation - find out exactly what rights you have
Legal assistance with insurance claims
Significantly more than the insurer's initial offer. Our clients receive considerably higher compensation.
The mandate, documents and stages are defined in writing after reviewing the matter.
Response to your request. Find out immediately the real value of your compensation and how we can help.
Case evaluation on working days. No obligations, no hidden costs.
The mandate, documents and stages are defined in writing after reviewing the matter.
Fill in the form and we'll contact you on working days
RCA, car accidents, payment refusal (RCA/CASCO/Health), medical insurance and medical malpractice
Review of documents and procedural options
When the insurer says "no", our experience explains "how"
We pursue properly substantiated compensation through clear procedural steps
When the insurer says "no", our experience explains "how"
We represent exclusively insured parties, victims, and policy beneficiaries. We intervene in the pre-litigation phase (compensation claim, negotiations, SAL-FIN/FGA) and in court.
The mandate, documents and stages are defined in writing after reviewing the matter.
Legal expertise makes the difference between an insufficient offer and full compensation
A lawyer quickly identifies the legal grounds (RCA/CASCO, civil liability, FGA, SAL-FIN) and outlines the appropriate strategy for your case.
Essential documents (medical, estimates, photos, correspondence) and their order are established in advance to avoid gaps or contradictions.
Prescriptions and procedural deadlines are correctly calculated so that rights are preserved.
The lawyer rigorously documents material and moral damages and substantiates the claim (including interest/penalties, where the law allows).
Communications are technically drafted, with reasoned positions, increasing the chances of a correct solution without litigation.
Conciliation, SAL-FIN, or court are chosen at the right time – on cost-benefit criteria.
In case of insurer insolvency, the lawyer manages the procedures with the FGA (eligibility, deadlines, file).
Statements or steps that can later be used against your interests are prevented.
You receive a procedural plan, timeline, risks, and next steps – easy to follow and approve.
You received payment refusal or an obviously undervalued offer
Delays beyond communicated deadlines or lack of motivated response
There are bodily injuries or complex file (multiple parties, expertises)
The insurer is in insolvency → procedures towards FGA
Procedural plan with stages and deadlines
Document list and drafted templates
Negotiation notes and representation in correspondence/SAL-FIN
Periodic updates and summary report for decision
Our priority is documenting the damage (medical expenses, unrealized income, work capacity impairment, moral damages), complying with evidence standards and current jurisprudence.
Notification and document submission
Prompt notification of the insurer and file completion
Insurer's offer and negotiation
Expertises/medical reports and damage assessment
Conciliation/SAL-FIN, if appropriate
Procedural alternatives for a quick resolution
Court action, when necessary
Complete representation in judicial proceedings
Scope of the mandate The mandate, documents and stages are defined in writing after reviewing the matter.
Quick answers to the most frequent questions about compensation
Review of documents and procedural options
The mandate, documents and stages are defined in writing after reviewing the matter.
Transparent timeline with average duration for each type of recovery procedure
Direct communication with the insurer for amicable resolution
Main steps:
Extrajudicial procedure for more complex disputes
Main steps:
Court proceedings for complex cases or high values
Main steps:
The indicated durations are average guidelines. Each case is unique and may vary depending on complexity, insurer cooperation, and available evidence.
Clear answers to the most common questions about recovering insurance claims.
Call us for a personalized consultation. We respond on business days.
Detailed answers to the most common questions
Download complete resources to maximize your claims recovery.
Documents and procedural steps for a compensation claim.
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Practical guide for challenging unjustified refusals.
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What to do immediately after an accident to protect your rights.
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Everything you need to know about claims recovery
The exact steps to maximize compensation, required documents, insurer tactics, and ready-to-use letter templates.
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Lawyers specialized in insurance compensation recovery
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Review of documents and procedural options
The mandate, documents and stages are defined in writing after reviewing the matter.
Review of documents and procedural options
Complete case analysis on business days
Review of documents and procedural options
✓ What we deliver:
Review of documents and procedural options
Review of documents and procedural options
✓ What we deliver:
Review of the insurer’s response and available options
We submit the available documents and legal arguments, review the insurer’s response and discuss the available procedural options.
✓ What we deliver:
Review of documents and procedural options
If an insurer refuses or disputes payment, the available options may include SAL-FIN or court proceedings. We provide insurance-dispute assistance based on 18 years of legal practice since 2008.
✓ What we deliver:
Money in your account
The mandate, documents and stages are defined in writing after reviewing the matter.
✓ What we deliver:
The mandate, documents and stages are defined in writing after reviewing the matter.
Request a consultationComplete expertise in recovering any type of damages
Compensation for bodily injuries, property damage, and moral damages
Total loss, theft, fire, natural disasters, and unjustified refusals
Work accidents, medical, public places - full recovery
Fires, floods, disasters - residential and commercial property insurance
Recovery of profit loss, fixed costs, indirect business damages
Insurance arbitration, Guarantee Fund, insolvent insurers
Clear answers to the most important questions
Complete the form and a specialist lawyer will contact you to evaluate your case.Completely evaluation. No obligation.
Read our detailed articles to better understand your rights
Every day that passes reduces your chances of maximum recovery. Protect your rights now!
Evaluation NOW →Attorney practising since 2008 — 18 years, active in commercial law, compensation claims and civil litigation. Member of the Mureș Bar and UNBR.
Every case is unique. Speak with a specialized lawyer for solutions tailored to your needs.
Explore our specialized legal services to find the right solution for your situation
RCA claims, insurer disputes and BAAR/AIDA cases
Describe the case and receive its step-by-step guide
How to recover money from insurance after an accident
Contract templates and legal documents
Free online calculators for legal estimates
Updated legal articles and guides
Pantilimon Avocat — Quality legal services in România and Târgu Mureș.